The Home Buying Process

Your Dream Home Awaits!

If you’re thinking about buying a home in 2025 or 2026 and wondering whether it’s the “right time,” the better question is: Is now the right time for you?

Economic headlines and housing market updates matter, but your financial readiness, life goals, and long-term wealth-building plan are the true deciding factors when approaching today’s real estate market.

Advantages for Home Buyers in 2025–2026

While competition remains steady across the Mid-Atlantic housing market, opportunities absolutely exist—especially for informed buyers. Several micro-markets in Baltimore, Towson, and surrounding areas are moving at different speeds.

Condos are sitting longer and often offer stronger negotiation potential.
Single-family homes in certain neighborhoods still attract multiple offers quickly.
Homes on the market 30+ days are often considered “stale” in today’s fast-moving market—giving buyers room to negotiate terms, repairs, and even price.

There are also fantastic lender programs and government incentives available to eligible buyers in 2025 and going into 2026. And remember: homeownership remains one of the most reliable ways to build long-term wealth. The best time to buy a house was years ago—the second-best time is when you’re ready. Your future self will be grateful you started.

Challenges for 2025–2026 Buyers (and How I Help You Overcome Them)

Low Inventory

Demand still outweighs supply across much of the Mid-Atlantic. That’s why you need a strategic, well-connected agent on your side.
I use a combination of offer-strengthening tactics, neighborhood outreach, and early access to coming-soon homes to help my clients win in competitive situations—often without simply “paying more.”

Higher Interest Rates

Rates are higher than the historic lows of recent years, but they are widely expected to adjust again in the future. You can refinance later, but you can’t go back and buy a great house you missed.
As I always remind my clients: “Marry the house, date the rate.”
I also show you rate-buydown options, estimated monthly payments, and a complete breakdown of costs so you know exactly what to expect before making an offer. Together, we also conduct a thorough market analysis to ensure you're not overpaying.

Moving Forward With Confidence

Buying a home in 2025 or 2026 doesn’t have to feel overwhelming. With the right guidance, clear communication, and a proven strategy, you can navigate today’s market with confidence.

I’m here to answer your questions, walk you through the process step by step, and help you make a decision that supports your goals now—and your financial future for years to come.